Everybody knows about Walmart. I don't know anyone who hasn't gone there to get something they needed on the cheap. Where else can you get shoes, beer and dog food in one store? Ok, maybe Walmart hasn't got the exclusive on one stop shopping, but it is the most well known brand so far.
Then again Walmart provides us with 'made in china' cheap items that will eventually end up in a land fill somewhere. At least with Walmart you get something for the money spent. Can anyone say that about their insurance carrier? You pay them and they cover as little of your health care as they can manage, or they'll just drop you from coverage if you get too sick.
Of course Obamacare is being called 'socialism' by the media and the talking heads on our television, because 'we' don't want socialism. Who is the 'we' in this equation? Insurances happen to not want any change to our system of health care because 'they' are making so much money they see little need to change. Having an abundance of cash tends to do that to some people.
However, the world is tiring of the corporate mentality that is wrecking our national and world economy for the sake of the bottom line. Our health are model is run strictly on this corporate model. As long as a CEOs compensation package is healthy the manner in which it is funded is of little or no concern to those getting the funds. Which is why Obama care is being so heavily opposed. It is meant to curb this corporate profit taking and abuse of your health care.
It has been clear for a while now that our health care system has needed an overhaul. Our economy is a direct result of the extreme cost of health care today. If something isn't done our economy will get even worse. Honestly I'm not in the mood to see our economy tank just so that a corporate entity can make record profits while producing as little as possible.
The definition of fraud is taking money without producing the product or service being paid for. Ok, so that isn't the Webster version but that is the basic idea of fraud, getting paid for doing or producing nothing. Which is what our health care insurances have been doing under the guise of managed care since the Nixon administration. Of course we know that Nixon was honest with a strong sense of morality. Pardon me while I vomit.
With Nixons help via the creation of 'Managed Care' we now have institutionalized fraud in which corporations can legally extort funds from you the consumer and provide you with nothing or as little as they can manage. In the end you end up paying for your health care out of pocket or at least the bulk of it because they decided your care wasn't medically necessary or that your doctor wasn't on their list or was kicked off because he wasn't following their rules or they lost his paper work, or he didn't bill them correctly or the moon was blue on the day your care took place so you weren't covered for the period of the blue moon and more recently your credit score was too low so you are no loner covered with our firm...sorry.
Sadly some of you reading this think I am joking. At least with Walmart you get what you pay for cheap though it may be but with insurance you're lucky if they cover anything.
I want you to read this and call your insurance company today and find out exactly what you are covered for. Make them explain it to you. If they tell you that you are covered for 'everything' press the issue and make them tell you what you will be expected to pay if and when you go see your doctor or your chiropractor, then have your doctor call them and compare notes. Hopefully you won't be surprised, but it is likely you will be and not in the good way.
Dr. B
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